Why get pre-approved before I’ve even found something I like?

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1. You won't waste time, and be disappointed by falling in love with a home that doesn't fit your budget.

2. Most listing agents will not even consider an offer without a pre-approval letter.

3. You can review financing options and choose a payment plan tailored to your budget.

4. You can select the best loan package that works for you, without being under pressure to get a pre-approval letter asap, because you need to put in an offer. (see #2)

5. You will enjoy peace of mind knowing your budget is solid, and not have any financing “surprises”.

 

We are more than happy to provide you with the names of several loan officers that we have worked with in the past. We do not demand you work with only the names on our list.  We are happy to work with anyone.  But what we can tell you is we have had successful transactions with all the lenders on our list, and they always “get the job done”.

 

It may be in your best interests to speak to different lenders to determine who has the best products, rates, and fees to meet your needs.